BNP Paribas Fortis and Setle: building the future of housing and financing together

Housing is about more than building, buying or renovating a home. It is a journey that accompanies people through different stages of life, each with new questions, choices and expectations. At BNP Paribas Fortis, we believe our role goes beyond offering financial solutions at key moments. We also aim to be a partner who supports clients with insight, confidence and continuity.

This vision is fully reflected in our collaboration with Setle: together, we help our clients make well-informed housing decisions with peace of mind.

A platform that evolves with the housing journey

Setle has evolved from a solution to a specific need into a platform that supports clients throughout their entire housing journey. Not only when buying a home or planning a renovation, but also when life circumstances change or new plans emerge.

By integrating Setle’s technology into BNP Paribas Fortis advisory services, homeowners and buyers now have access to powerful, data-driven insights that simplify and accelerate renovation decisions. Combined with the in-depth financial expertise of BNP Paribas Fortis advisors, this ensures that clients receive both strategic financial guidance and a clear, actionable renovation plan.

For BNP Paribas Fortis clients, this means we can support them even better, with insights that go beyond the present and take the future into account.

From contact moments to long-term relationships

Today, clients expect more than an answer to a single question. They are looking for guidance that helps them look ahead and place their choices in the right context. By integrating Setle into the advisory process, we have established a more continuous relationship, where insights are built up over time. In this way, we strengthen our role as a long-term partner in housing and financing, with guidance that evolves throughout the client’s life.

Every housing decision involves emotion, investment and future planning. By bringing together renovation insights and financial context, BNP Paribas Fortis and Setle help clients make confident decisions. Whether it is a first home, a growing family, an energy-efficient renovation or the next step in real estate, clients gain clarity on feasibility, impact and next steps, tailored to their personal situation.

From standalone tools to continuous support

The future of banking lies in connected thinking and anticipating what comes next. Instead of offering isolated tools, we provide clients with complete and continuous support, where insights naturally build on one another.

By not only responding when clients ask a question, but also anticipating what lies ahead and highlighting the links between renovation, value, energy and financing, we support them proactively in their decisions.

Real added value comes when housing decisions are not considered in isolation. By connecting choices over time and context, we create insight, confidence and continuity.

Setle brings structure to this journey and helps banks embed guidance into long-term support. This ensures that clients are not only supported today, but also throughout their entire housing journey.

From insight to progress: clarity, confidence and action

Clarity means understanding the available options, the trade-offs involved and the logical next steps. Confidence comes from transparent and well-founded decisions. Action follows when insights are easily translated into tangible progress, with less friction between planning, financing and execution.

This is where BNP Paribas Fortis and Setle make a real difference: supporting clients not only in their housing plans today, with insights and financial guidance through one clear journey, but also in their housing decisions for tomorrow.

Energy loan – Type of credit: instalment loan. The provisions relating to consumer credit set out in Book VII, Title 4, Chapter 1 of the Code of Economic Law apply. Covers all energy-saving works in the home, including the purchase and installation of window frames and double glazing, heating systems and boilers, insulation materials, solar panels, energy audits, and all other materials and works aimed at reducing energy consumption in the home. Subject to acceptance of your application by AlphaCredit NV, lender, Warandeberg 8 box 3, B-1000 Brussels, RPM Brussels, VAT BE 0445.781.316. Tied agent: BNP Paribas Fortis NV, Warandeberg 3, B-1000 Brussels – RPM Brussels – VAT BE 0403.199.702.

Renovation loan – Type of credit: instalment loan. The provisions relating to consumer credit set out in Book VII, Title 4, Chapter 1 of the Code of Economic Law apply. Subject to acceptance of your application by AlphaCredit NV, lender, Warandeberg 8 box 3, B-1000 Brussels, RPM Brussels, VAT BE 0445.781.316. Tied agent: BNP Paribas Fortis NV, Warandeberg 3, B-1000 Brussels – RPM Brussels – VAT BE 0403.199.702.

Setle BV, Professor Roger Van Overstraetenplein 2, 3000 Leuven (Belgium), T: 011 36 09 01, E: info@setle.app, VAT: BE0666412269. The amounts shown in the renovation report are indicative and may differ from the final costs. Actual costs depend, among other things, on the condition of the property and the materials selected.